Shriram Chirping GroveReviews & Ratings — Bengaluru, Karnataka

Carmelaram, Sarjapur Road, Bengaluru 560035

₹1.53 Cr – ₹2.56 Cr

Amit Gupta20 May 2026 2 views 0 comments

Possession Done

Bengaluru cityscape — Bengaluru city image

About Shriram Chirping Grove

Shriram Chirping Grove on Sarjapur Road at Carmelaram is a 12-acre, 217-unit gated row villa community. 3 & 4 BHK, 1,850–2,628 sq ft, ₹1.53Cr–₹2.56Cr. RERA: two phase registrations. Phase 1 OC received and buyers in possession; Phase 2 Dec 2025. One of the more accessible villa price points on the Sarjapur belt. Owners in Phase 1: how has the build quality held up? How is the Carmelaram connectivity to ORR and IT parks?

Construction Updates

Price History

Listed price: ₹1.53 Cr – ₹2.56 Cr. Help the community by logging the actual price per sq ft.

Shriram Chirping Grove — Buyer Reviews & Discussion

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Q&A

Property Details

City: Bengaluru
State: Karnataka
Type: Villa
Developer: Shriram Properties

EMI Calculator

Property Price₹1.53 Cr

Down Payment20% (₹30.60 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹1.08 L

Loan: ₹1.22 Cr · 8.75% · 20yr

Total Amount Paid

₹2.60 Cr

Total Interest

₹1.37 Cr

Income Multiple

Property price ÷ annual income

12.8x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

108%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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