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Kolkata

Apartment / Flat

Ambuja Upohar ExtensionReviews & Ratings — Kolkata, West Bengal

Garia, Kolkata 700084

4.7(3)

based on 3 ratings

₹40.00 L – ₹70.00 L

Priya Nambiar13 March 2026 347 views 1 comments

Construction Status Unknown

About Ambuja Upohar Extension

Kolkata buyers are methodical. They check KMC approvals, verify the completion certificate, and talk to existing residents before signing. If you're at that stage with Ambuja Upohar Extension, this thread has the inputs you need. Building on the established Upohar community's success, the extension brings new 2 and 3 BHK units to this beloved South Kolkata address.

Construction Updates

Price History

Listed price: ₹40.00 L – ₹70.00 L. Help the community by logging the actual price per sq ft.

Ambuja Upohar Extension — Buyer Reviews & Discussion(1)

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@priyanambiarPoster7mo ago

Service tax, stamp duty, registration – all-in comes to 11% extra on base price. Factor this in. Nobody mentions this in the sales pitch.

Q&A

Property Details

City: Kolkata
State: West Bengal
Type: Apartment / Flat
Developer: Ambuja Neotia
Rating: 4.7/5 (3)

EMI Calculator

Property Price₹40.00 L

Down Payment20% (₹8.00 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹28,279

Loan: ₹32.00 L · 8.75% · 20yr

Total Amount Paid

₹67.87 L

Total Interest

₹35.87 L

Income Multiple

Property price ÷ annual income

3.3x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

28%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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Ambuja Upohar ExtensionReviews & Ratings — Kolkata, West Bengal

About Ambuja Upohar Extension

Ambuja Upohar Extension — Buyer Reviews & Discussion(1)

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Ambuja Upohar Extension — Ratings & Reviews(3)

Price vs Garia