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Kolkata

Apartment / Flat

PS JivaReviews & Ratings — Kolkata, West Bengal

Rajarhat, Kolkata 700135

4.7(3)

based on 3 ratings

₹50.00 L – ₹85.00 L

Hemant Thakur29 March 2026 580 views 1 comments

Construction Status Unknown

About PS Jiva

Kolkata's residential market doesn't get the coverage it deserves nationally. PS Jiva in Rajarhat is the kind of project that would headline in any other city. Here it's one of several solid options competing for genuine buyers. PS Group's Kolkata quality benchmark combined with wellness amenities including a meditation centre, yoga terrace, and herb garden defines Jiva.

Construction Updates

Price History

Listed price: ₹50.00 L – ₹85.00 L. Help the community by logging the actual price per sq ft.

PS Jiva — Buyer Reviews & Discussion(1)

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@hemantthakurPoster7mo ago

South Kolkata buyers are traditionally reluctant to move North or East. This project is for progressive buyers who prioritise value. I count myself one.

Q&A

Property Details

City: Kolkata
State: West Bengal
Type: Apartment / Flat
Rating: 4.7/5 (3)

EMI Calculator

Property Price₹50.00 L

Down Payment20% (₹10.00 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹35,348

Loan: ₹40.00 L · 8.75% · 20yr

Total Amount Paid

₹84.84 L

Total Interest

₹44.84 L

Income Multiple

Property price ÷ annual income

4.2x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

35%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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PS JivaReviews & Ratings — Kolkata, West Bengal

About PS Jiva

PS Jiva — Buyer Reviews & Discussion(1)

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PS Jiva — Ratings & Reviews(3)

Price vs Rajarhat