Radiance EmpireReviews & Ratings — Chennai, Tamil Nadu

Perambur, Chennai 600011

4.3(3)

based on 3 ratings

₹70.00 L – ₹1.20 Cr

Rajan Menon1 April 2026 639 views 1 comments

Construction Status Unknown

About Radiance Empire

Radiance Empire is a mid-segment project by Radiance Realty in Perambur, Chennai. The discussion below covers what residents and prospective buyers are actually saying — including the concerns that the sales team won't volunteer. Radiance is one of Chennai's trusted builders known for timely delivery and honest construction.

Construction Updates

Price History

Listed price: ₹70.00 L – ₹1.20 Cr. Help the community by logging the actual price per sq ft.

Radiance Empire — Buyer Reviews & Discussion(1)

@rajanmenon2mo ago

Legal due diligence took me 6 weeks. Title is clean. No litigation on land. I'm satisfied. Don't skip this step people.

Q&A

Property Details

City: Chennai
State: Tamil Nadu
Type: Apartment / Flat
Developer: Radiance Realty
Rating: 4.3/5 (3)

EMI Calculator

Property Price₹70.00 L

Down Payment20% (₹14.00 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹49,488

Loan: ₹56.00 L · 8.75% · 20yr

Total Amount Paid

₹1.19 Cr

Total Interest

₹62.77 L

Income Multiple

Property price ÷ annual income

5.8x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

49%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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