VGN FairmontReviews & Ratings — Chennai, Tamil Nadu

Thiru Vi Ka Industrial Estate, Guindy, Chennai 600032

4.5(2)

based on 2 ratings

₹1.14 Cr – ₹3.80 Cr

Meera Pillai11 April 2026 556 views 1 comments

Construction Status Unknown

About VGN Fairmont

Metrowater connection, undivided share percentage, and builder delivery record are what Chennai buyers ask first. VGN Fairmont by VGN Developers has answers to all three — read the discussion below. The project offers limited-edition 3 and 4 BHK residences with floor-to-ceiling glazing, Italian marble flooring, Hacker modular kitchen, and a private lift lobby for upper floors. Set in Chennai's most coveted residential neighbourhood.

Construction Updates

Price History

Listed price: ₹1.14 Cr – ₹3.80 Cr. Help the community by logging the actual price per sq ft.

VGN Fairmont — Buyer Reviews & Discussion(1)

@meerapillai2mo ago

Undivided share of land percentage is very low here – 4.2% on a 2000sqft flat. In Chennai this is a red flag. Get a lawyer to verify.

Q&A

Property Details

City: Chennai
State: Tamil Nadu
Type: Apartment / Flat
Developer: VGN Developers
Rating: 4.5/5 (2)

EMI Calculator

Property Price₹1.14 Cr

Down Payment20% (₹22.80 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹80,594

Loan: ₹91.20 L · 8.75% · 20yr

Total Amount Paid

₹1.93 Cr

Total Interest

₹1.02 Cr

Income Multiple

Property price ÷ annual income

9.5x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

81%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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