Radiance MarinaReviews & Ratings — Chennai, Tamil Nadu

Mugaiyur, East Coast Road (ECR), Chennai 603104

₹61.00 L – ₹2.00 Cr

Rahul Sharma20 May 2026 1 views 0 comments

Possession Done

About Radiance Marina

Radiance Marina at Mugaiyur (ECR, between Mahabalipuram and Pondicherry) offers premium beach-adjacent developed plots (4,248–39,321 sq ft) with clubhouse, landscaped gardens, and 24×7 security. RERA: TN/01/Layout/0089/2021. Starting ₹61L; completed project with resale availability. ECR plots this far down are popular with second-home and weekend retreat buyers. How is Mugaiyur connectivity — is it practical for weekend visits from Chennai city? Flooding risk near ECR?

Construction Updates

Price History

Listed price: ₹61.00 L – ₹2.00 Cr. Help the community by logging the actual price per sq ft.

Radiance Marina — Buyer Reviews & Discussion

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Q&A

Property Details

City: Chennai
State: Tamil Nadu
Type: Plot / Land
Developer: Radiance Realty

EMI Calculator

Property Price₹61.00 L

Down Payment20% (₹12.20 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹43,125

Loan: ₹48.80 L · 8.75% · 20yr

Total Amount Paid

₹1.04 Cr

Total Interest

₹54.70 L

Income Multiple

Property price ÷ annual income

5.1x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

43%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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