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Kolkata

Apartment / Flat

Ideal Unique ResidencyReviews & Ratings — Kolkata, West Bengal

Tollygunge, Kolkata 700033

4.0(3)

based on 3 ratings

₹50.00 L – ₹85.00 L

Hemant Thakur24 March 2026 231 views 1 comments

Construction Status Unknown

About Ideal Unique Residency

The metro extension has changed the calculus for several Kolkata neighbourhoods. Tollygunge is one of them — and Ideal Unique Residency is priced to reflect this change in connectivity. Tollygunge's metro connectivity, Film City proximity, and South Kolkata character make this a desirable address.

Construction Updates

Price History

Listed price: ₹50.00 L – ₹85.00 L. Help the community by logging the actual price per sq ft.

Ideal Unique Residency — Buyer Reviews & Discussion(1)

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@hemantthakurPoster7mo ago

Waterfront view in some units is spectacular. During monsoon the view is cinematic. Worth the extra 8 lakh for east-facing unit.

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Property Details

City: Kolkata
State: West Bengal
Type: Apartment / Flat
Rating: 4.0/5 (3)

EMI Calculator

Property Price₹50.00 L

Down Payment20% (₹10.00 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹35,348

Loan: ₹40.00 L · 8.75% · 20yr

Total Amount Paid

₹84.84 L

Total Interest

₹44.84 L

Income Multiple

Property price ÷ annual income

4.2x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

35%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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Ideal Unique ResidencyReviews & Ratings — Kolkata, West Bengal

About Ideal Unique Residency

Ideal Unique Residency — Buyer Reviews & Discussion(1)

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Ideal Unique Residency — Ratings & Reviews(3)

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