Magnolia SherwoodReviews & Ratings — Kolkata, West Bengal

Joka, Kolkata 700104

3.7(3)

based on 3 ratings

₹45.00 L – ₹80.00 L

Shreya Pillai18 March 2026 691 views 1 comments

Construction Status Unknown

About Magnolia Sherwood

the developer is one of the more recognised names in Bengal real estate. Magnolia Sherwood in Joka continues their presence in the premium segment — and their post-possession track record is something residents have discussed here. Joka's academic-residential character, IIM proximity, and improving metro access make Sherwood a thoughtful choice for professionals.

Construction Updates

Price History

Listed price: ₹45.00 L – ₹80.00 L. Help the community by logging the actual price per sq ft.

Magnolia Sherwood — Buyer Reviews & Discussion(1)

@shreyapillai3mo ago

Merlin next construction is superb. I knocked on every wall in sample flat. No hollow spots. Good concrete mix. These things matter.

Q&A

Property Details

City: Kolkata
State: West Bengal
Type: Apartment / Flat
Rating: 3.7/5 (3)

EMI Calculator

Property Price₹45.00 L

Down Payment20% (₹9.00 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹31,814

Loan: ₹36.00 L · 8.75% · 20yr

Total Amount Paid

₹76.35 L

Total Interest

₹40.35 L

Income Multiple

Property price ÷ annual income

3.8x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

32%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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