Siddha GalaxiaReviews & Ratings — Kolkata, West Bengal

Rajarhat, Kolkata 700135

4.3(3)

based on 3 ratings

₹45.00 L – ₹80.00 L

Karthik Sundaram7 April 2026 600 views 1 comments

Construction Status Unknown

About Siddha Galaxia

Kolkata's residential market doesn't get the coverage it deserves nationally. Siddha Galaxia in Rajarhat is the kind of project that would headline in any other city. Here it's one of several solid options competing for genuine buyers. Siddha's Kolkata reliability in a high-rise format with city views and premium amenities.

Construction Updates

Price History

Listed price: ₹45.00 L – ₹80.00 L. Help the community by logging the actual price per sq ft.

Siddha Galaxia — Buyer Reviews & Discussion(1)

@karthiksundaram2mo ago

Service tax, stamp duty, registration – all-in comes to 11% extra on base price. Factor this in. Nobody mentions this in the sales pitch.

Q&A

Property Details

City: Kolkata
State: West Bengal
Type: Apartment / Flat
Rating: 4.3/5 (3)

EMI Calculator

Property Price₹45.00 L

Down Payment20% (₹9.00 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹31,814

Loan: ₹36.00 L · 8.75% · 20yr

Total Amount Paid

₹76.35 L

Total Interest

₹40.35 L

Income Multiple

Property price ÷ annual income

3.8x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

32%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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