Siddha PinesReviews & Ratings — Kolkata, West Bengal

Alipore, Kolkata 700027

4.3(3)

based on 3 ratings

₹1.20 Cr – ₹2.50 Cr

Smita Bhosale17 March 2026 704 views 1 comments

Construction Status Unknown

About Siddha Pines

the developer is one of the more recognised names in Bengal real estate. Siddha Pines in Alipore continues their presence in the premium segment — and their post-possession track record is something residents have discussed here. Siddha Group's reliable delivery combined with the Alipore heritage-residential character creates a compelling proposition for Kolkata luxury buyers.

Construction Updates

Price History

Listed price: ₹1.20 Cr – ₹2.50 Cr. Help the community by logging the actual price per sq ft.

Siddha Pines — Buyer Reviews & Discussion(1)

@smitabhosale4mo ago

South Kolkata buyers are traditionally reluctant to move North or East. This project is for progressive buyers who prioritise value. I count myself one.

Q&A

Property Details

City: Kolkata
State: West Bengal
Type: Apartment / Flat
Rating: 4.3/5 (3)

EMI Calculator

Property Price₹1.20 Cr

Down Payment20% (₹24.00 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹84,836

Loan: ₹96.00 L · 8.75% · 20yr

Total Amount Paid

₹2.04 Cr

Total Interest

₹1.08 Cr

Income Multiple

Property price ÷ annual income

10.0x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

85%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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