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Kolkata

Apartment / Flat

Siddha TownReviews & Ratings — Kolkata, West Bengal

Rajarhat, Kolkata 700135

4.0(3)

based on 3 ratings

₹40.00 L – ₹70.00 L

Pallavi Desai9 March 2026 818 views 1 comments

Construction Status Unknown

About Siddha Town

Kolkata's residential market doesn't get the coverage it deserves nationally. Siddha Town in Rajarhat is the kind of project that would headline in any other city. Here it's one of several solid options competing for genuine buyers. An established Siddha community with good facilities, Siddha Town combines the group's reliability with Rajarhat's IT sector proximity.

Construction Updates

Price History

Listed price: ₹40.00 L – ₹70.00 L. Help the community by logging the actual price per sq ft.

Siddha Town — Buyer Reviews & Discussion(1)

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@pallavidesaiPoster8mo ago

Bengali professionals buying here is 60% of sales. NRIs from USA/UK buying the rest. Organic demand not investor driven. Healthy sign.

Q&A

Property Details

City: Kolkata
State: West Bengal
Type: Apartment / Flat
Rating: 4.0/5 (3)

EMI Calculator

Property Price₹40.00 L

Down Payment20% (₹8.00 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹28,279

Loan: ₹32.00 L · 8.75% · 20yr

Total Amount Paid

₹67.87 L

Total Interest

₹35.87 L

Income Multiple

Property price ÷ annual income

3.3x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

28%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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Siddha TownReviews & Ratings — Kolkata, West Bengal

About Siddha Town

Siddha Town — Buyer Reviews & Discussion(1)

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Siddha Town — Ratings & Reviews(3)

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