The Reserve by Kolte-PatilReviews & Ratings — Pune, Maharashtra

Sinhgad Road, Vadgaon Khurd, Pune, Maharashtra

₹85.00 L – ₹1.35 Cr

Somesh Bedarkar1 October 2026 4 views 0 comments

Construction Status Unknown

About The Reserve by Kolte-Patil

The Reserve by Kolte-Patil is a residential project located on Sinhgad Road in Vadgaon Khurd, Pune. Phase 1, called Vyana, includes 2 BHK, 2.5 BHK and 3 BHK residences across towers T5, T6 and T7. The project offers amenities such as a swimming pool, clubhouse, landscaped gardens, gym and covered parking. The listed starting prices are ₹85 lakh for 2 BHK, ₹1.05 crore for 2.5 BHK and ₹1.35 crore for 3 BHK. The location provides connectivity toward Kothrud, Warje, Swargate and Hinjawadi.

Construction Updates

Price History

Listed price: ₹85.00 L – ₹1.35 Cr. Help the community by logging the actual price per sq ft.

The Reserve by Kolte-Patil — Buyer Reviews & Discussion

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Q&A

Property Details

City: Pune
State: Maharashtra
Type: Apartment / Flat
Developer: Kolte-Patil Developers

EMI Calculator

Property Price₹85.00 L

Down Payment20% (₹17.00 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹60,092

Loan: ₹68.00 L · 8.75% · 20yr

Total Amount Paid

₹1.44 Cr

Total Interest

₹76.22 L

Income Multiple

Property price ÷ annual income

7.1x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

60%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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