VGN Pride De VillaReviews & Ratings — Chennai, Tamil Nadu

Padur, OMR Phase 2, Chennai 603103

₹1.34 Cr – ₹1.37 Cr

Deepika Rajput20 May 2026 1 views 0 comments

On Track

About VGN Pride De Villa

VGN Pride De Villa at Padur (OMR South) is a boutique 32-unit gated villa community — 3 BHK, 1,692–1,739 sq ft, at ₹1.34Cr–₹1.37Cr. RERA: TN/35/Building/0441/2024 (possession Feb 2032 — long timeline, 8 years!). Amenities include gymnasium, clubhouse, children's play area, jogging track, basketball court. Small community may mean lower maintenance costs and better community feel — but the 2032 possession is a red flag for many. Thoughts?

Construction Updates

Price History

Listed price: ₹1.34 Cr – ₹1.37 Cr. Help the community by logging the actual price per sq ft.

VGN Pride De Villa — Buyer Reviews & Discussion

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Q&A

Property Details

City: Chennai
State: Tamil Nadu
Type: Villa
Developer: VGN Developers

EMI Calculator

Property Price₹1.34 Cr

Down Payment20% (₹26.80 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹94,734

Loan: ₹1.07 Cr · 8.75% · 20yr

Total Amount Paid

₹2.27 Cr

Total Interest

₹1.20 Cr

Income Multiple

Property price ÷ annual income

11.2x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

95%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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