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Chennai

Apartment / Flat

Vijay Shanthi UdhayamReviews & Ratings — Chennai, Tamil Nadu

Guduvanchery, Chennai 603202

3.7(3)

based on 3 ratings

₹40.00 L – ₹70.00 L

Abhinav Tripathi2 March 2026 914 views 1 comments

Construction Status Unknown

About Vijay Shanthi Udhayam

Vijay Shanthi Builders has been building in Chennai for years. Their previous projects in the city are occupied and the maintenance track record is something you can actually verify by talking to residents. Vijay Shanthi Udhayam is their current launch. Vijay Shanthi is a trusted name in affordable Chennai housing with multiple delivered communities.

Construction Updates

Price History

Listed price: ₹40.00 L – ₹70.00 L. Help the community by logging the actual price per sq ft.

Vijay Shanthi Udhayam — Buyer Reviews & Discussion(1)

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@abhinavtripathiPoster8mo ago

OMR traffic from Sholinganallur to this project takes 45 minutes during peak. Factor this in. The road widening project will take another 3 years minimum.

Q&A

Property Details

City: Chennai
State: Tamil Nadu
Type: Apartment / Flat
Developer: Vijay Shanthi Builders
Rating: 3.7/5 (3)

EMI Calculator

Property Price₹40.00 L

Down Payment20% (₹8.00 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹28,279

Loan: ₹32.00 L · 8.75% · 20yr

Total Amount Paid

₹67.87 L

Total Interest

₹35.87 L

Income Multiple

Property price ÷ annual income

3.3x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

28%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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Vijay Shanthi UdhayamReviews & Ratings — Chennai, Tamil Nadu

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Vijay Shanthi Udhayam — Buyer Reviews & Discussion(1)

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Vijay Shanthi Udhayam — Ratings & Reviews(3)