Godrej HabitatReviews & Ratings — Kolkata, West Bengal

Anandapur, EM Bypass, Kolkata 700107

4.3(3)

based on 3 ratings

₹1.10 Cr – ₹2.20 Cr

Arjun Singh28 March 2026 794 views 1 comments

Construction Status Unknown

About Godrej Habitat

Godrej Properties is one of the more recognised names in Bengal real estate. Godrej Habitat in Anandapur continues their presence in the premium segment — and their post-possession track record is something residents have discussed here. The project spans 8 acres with a 25,000 sq ft clubhouse, infinity pool, and over 30 amenities designed for urban professionals. Located on the EM Bypass with excellent connectivity to Ruby Hospital, Kasba, and Salt Lake IT hub.

Construction Updates

Price History

Listed price: ₹1.10 Cr – ₹2.20 Cr. Help the community by logging the actual price per sq ft.

Godrej Habitat — Buyer Reviews & Discussion(1)

@arjunsingh2mo ago

Club house design is inspired by Kolkata's colonial architecture. Subtle but very well done. Kolkata still has aesthetic sensibility.

Q&A

Property Details

City: Kolkata
State: West Bengal
Type: Apartment / Flat
Developer: Godrej Properties
Rating: 4.3/5 (3)

EMI Calculator

Property Price₹1.10 Cr

Down Payment20% (₹22.00 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹77,767

Loan: ₹88.00 L · 8.75% · 20yr

Total Amount Paid

₹1.87 Cr

Total Interest

₹98.64 L

Income Multiple

Property price ÷ annual income

9.2x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

78%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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