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Kolkata

Apartment / Flat

Merlin The OneReviews & Ratings — Kolkata, West Bengal

Salt Lake Sector V, Kolkata 700091

3.7(3)

based on 3 ratings

₹1.40 Cr – ₹2.60 Cr

Rahul Sharma3 April 2026 1.1k views 1 comments

Construction Status Unknown

About Merlin The One

New Town and Rajarhat have absorbed a decade of Kolkata's growth and still offer values that comparable cities have left behind. Merlin The One in Salt Lake Sector V is in this zone. Offering 2 and 3 BHK high-rise apartments with floor-to-ceiling glass, the project features a sky lounge on the 30th floor, rooftop jacuzzi, co-working cafe, and an enclosed sky garden. Located walking distance from multiple IT campuses, the DLF IT Park, and the Sector V metro station.

Construction Updates

Price History

Listed price: ₹1.40 Cr – ₹2.60 Cr. Help the community by logging the actual price per sq ft.

Merlin The One — Buyer Reviews & Discussion(1)

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@rahulsharmaPoster7mo ago

Price appreciation in this micro-market has been 8-11% CAGR for 7 years. Steady not spectacular but very stable.

Q&A

Property Details

City: Kolkata
State: West Bengal
Type: Apartment / Flat
Developer: Merlin Group
Rating: 3.7/5 (3)

EMI Calculator

Property Price₹1.40 Cr

Down Payment20% (₹28.00 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹98,976

Loan: ₹1.12 Cr · 8.75% · 20yr

Total Amount Paid

₹2.38 Cr

Total Interest

₹1.26 Cr

Income Multiple

Property price ÷ annual income

11.7x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

99%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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Merlin The OneReviews & Ratings — Kolkata, West Bengal

About Merlin The One

Merlin The One — Buyer Reviews & Discussion(1)

Merlin The One — Ratings & Reviews(3)

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