Uttam GardenReviews & Ratings — Kolkata, West Bengal

Behala, Kolkata 700060

3.7(3)

based on 3 ratings

₹35.00 L – ₹60.00 L

Prasad Kulkarni7 March 2026 661 views 1 comments

Construction Status Unknown

About Uttam Garden

Uttam Garden by the developer in Behala — a straightforward project in a neighbourhood that's no longer speculative. The growth already happened. The question now is whether the price still makes sense for buyers entering today. Behala is one of South Kolkata's most self-sufficient neighbourhoods with all daily needs available locally.

Construction Updates

Price History

Listed price: ₹35.00 L – ₹60.00 L. Help the community by logging the actual price per sq ft.

Uttam Garden — Buyer Reviews & Discussion(1)

@prasadkulkarni5mo ago

First time I've seen a project in Kolkata with a rooftop solar farm. 40% of common area electricity from solar. ESG minded builder.

Q&A

Property Details

City: Kolkata
State: West Bengal
Type: Apartment / Flat
Rating: 3.7/5 (3)

EMI Calculator

Property Price₹35.00 L

Down Payment20% (₹7.00 L)

Banks require minimum 10–20%. Higher down payment = lower EMI.

Interest Rate (p.a.)8.75%

Current SBI home loan rate is ~8.5–9%. Check your bank.

Loan Tenure20 years

Affordability Check

Monthly Household Income₹1.00 L

I'm currently paying rent (double burden during construction)

Monthly EMI

₹24,744

Loan: ₹28.00 L · 8.75% · 20yr

Total Amount Paid

₹59.39 L

Total Interest

₹31.39 L

Income Multiple

Property price ÷ annual income

2.9x

RBI guideline: 4–5× · <4× Comfortable · 4–6× Manageable · >9× Stretched

EMI-to-Income Ratio

EMI as % of monthly income

25%

<30% Healthy · 30–40% Manageable · >50% High risk

For illustration only. Actual EMI varies by bank processing fees, GST, and insurance.

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